Took out a equity line of credit in 2005. As a result of financial hardship and the economy I have been unable to pay back the loan...last payment was 2008. I tried to contact Citibank to arrange payment in October 2010, but they told me they could not find my loan. Yesterday I received a "Notice of Voluntary Dismissal without prejudice" from Citibank Attorney. I am not sure what this means and what steps I need to take.
There is a case number and I was advised to check on line. 18th Judicial Circuit in and for Seminole County FL. However, I do not know where to start. Any advice would be helpful, I can not afford a lawyer.