Back in 2012 I borrowed from the cash store and I closed the account now it’s 2018 and these peopl are calling my family and people that I don’t even communicate with telling them I have two complaints from the state and that I owe them money from 6 yrs ago and telling everyone that I will have a warrant for my arrest . Plus they r telling my family that I borrowed from the cash store in 2012 and did not pay them ,,, Which I know I did , but I don’t have the papers no more since it was 6 yrs ago !! Now they have me second guessing myself and I’m very upset that they are calling everyone , looking for me ? If they can find everybody’s personal cell number why don’t they find mine , I keep thinking this is a scam why would someone go through so much too call everyone telling them that I owe . Plus I live in illlinois not Texas ??
This question was classified as "State & Local" government so I'll reclassify it. Sounds like a debt collector. You might try calling or looking online with the court in Texas to see if a case was filed.
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This sounds like a scam. You can sometimes check public records online to see if anyone has filed a lawsuit against you. You may want to check the records of any county you've lived in since 2012 to see if anything has been filed. If you can't access the records online, call the county clerk. If you speak to whoever's calling, make them send you the summons and complaint. If they make up some reason why they can't, it's a scam. If you ask for an address to mail a payment to and they won't give you one, saying they only take credit card or debit card payments over the phone, it's a scam and you can ignore them.
If it turns out it's not a scam, you can get the judgment vacated if you can prove they never properly served you, but your proof needs to be really good.
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