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SMU forces students to have medical insurance as I am sure is required, but unless the student is on an employer's insurance program or spouse's employers, or parents' employer, they are forced to buy from SMU's provider. It is expensive and covers hardly anything and has high deductible. MOST students are not happy about it, but take it because of no other choice and if anyone complains, they get a response like, "we are not perfect, but are working on resolving the issues and changing policies." Lip service. about 450-500 students a year, ~$4K/year for garbage insurance, is a lot of money. Someone must be greasing palms or getting them greased. Good for a Class Action.