The home attempting to be foreclosed on was wrongfully included in the chapter 7 BK discharged in 2009, bank never sent the reaffirmation paperwork. We made several attempts to have the bank work with me with no luck. We are trying to do a loan modification again right now but we just got served the papers a few days ago. No sale date as of yet. Just need a little help with the defendant response to the summons. Any help is greatly appreciated. This is what I have so far ..
Defendant (ME) responds to the complaint as follows:
1. The defendant incorporates by reference the response filed on 4/6/20013
2. The defendant is without sufficient information to either admit or deny the allegations in the complaint and therefore denies all allegations and demands strict proof thereof.
Thoughts?I'm really just looking to modify and get a principal reduction to market value or close to it. If that does not happen then I guess it has to go back. I need some time to try and work it out with the bank. How do I buy myself some time here? Thanks in advance for your helpful responses.