Renting a apartment building garage. During the winter a veh. was driving to fast for conditions. Hits the garage and drives off. No report to police made. A vehicle was being stored for the winter in garage gets damaged. Vehicle has no insurance on it because it is being stored for the winter. Who pays, renter or Apartment complex.
Your post is unclear about whether the operator of the "fast" vehicle is known, or perhaps a tag number. If so, then the driver/driver's insurance company/vehicle insurance company should be making payment. If that information is unknown, there are insufficient details to be able to give a good answer. I see no reason for the building/apartment owner to be responsible, as that person/entity appears to have done nothing negligent/unreasonable under the circumstances. If the garage renter has renter's insurance, then perhaps a first-party claim by the renter is in order, the same as if another piece of personal property damaged in the same manner.
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Garage damage? Vehicle damage?
As to vehicle damage, why would the apt. pay - not sure of your line of thought.
Be aware that insurance for vehicles kept in storage may be obtained.
Tricia Dwyer Esq.
MINNEAPOLIS/ST. PAUL - ST CLOUD. This law firm may accept avvo posters as clients but this post is not legal advice and does not create an attorney-client relationship. This post is to be considered general information which may or may not apply to your personal situation. Please do seek private attorney counsel as to your personal legal issues and needs.
This post isn't clear - it is a contractual question and without the terms of the contracts in question (i.e. lease and insurance contracts) a well-informed answer cannot be given. I suggest you obtain insurance on your vehicle in storage to cover potential situations such as this one.
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