pd her 10,000 over two years befor papers were signed on house for down payment. we have pd her 300 a mth since 2010. and 75.00 a mth for insurance on house, which we have never seen any policy, she says its all in her name? we have all receits and we have pd her the taxes every year on house. our copy of our agreement is notericed. we shoucld owe 12,300 on house, but she says 22,300 we owe. what can we do?should say 45000 on house not hose.