Can I reply personally? Summon claims that location was in a hazardous,dangerous and defective condition. Apparently sales person tried to go in a basement without our permission. And while doing that a person fall. Summon does not specifically ask for any information. But in previous letter they were looking for my insurance information. I do not want to add claims to my insurance company (due to previous disaster). What should I do?It also claims that failure to comply NY Labor law caused the injury
I suggest you turn it over to your insurance company to handle. Next best option is to hire a lawyer and pay for your defense (and settlement or judgement if you lose) yourself. I do not recommend trying to this litigation personally.
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Turn it over to your insurance company right away. If you received a summons, you should have also received a complaint, which means that you have been sued. Trying to handle a lawsuit by yourself is not a good idea. Remember the saying "a man who represents himself has a fool for a client."
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Do NOT do this yourself or what coverage you have may be denied. Immediately turn this over to your carrier. Do not talk to anyone but your insurance company and fax the documents immediately to them.
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I agree with the responses above. Do not do anything yourself and had it over to your insurance immediately so that they may handle it on your behalf.
Do not try to handle this on your own. Either turn it over to your insurance company immediately or hire an attorney, pay the defense costs on your own and be prepared to pay any judgment as well.
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Assuming that this is not Small Claims Court, a corporation must be represented by a lawyer per NY law. Give this to your insurance company if you have coverage and they will assign you a lawyer.
I am a former federal and State prosecutor and have been handling criminal defense and personal injury cases for over 18 years. The above answer, and any follow up comments or emails, is for informational purposes only and not meant as legal advice.
If you received a summons, most likely that means someone has filed a lawsuit against you. I strongly urge you to notify your insurance company. Failure to do so will result in them disclaiming you, which could put you at financial risk. And your insurance company will provide legal representation to handle this claim.
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Easiest to turn it over to you insurance company to resolve.
Get it to your insurance company immediately. Do not give them any reasons not to provide coverage for you.
While it is understandable that you do not want to add another claim and notify your insurance carrier, I would still advise you to do so. Your insurance co. will provide a attorney for you to defend against this allegation. You are paying premiums for emergencies or instances just like this, so why not use the insurance you are paying for.
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