I have a learners permit and I was waiting at a red light for about 15 seconds before being rear ended in my boyfriends car. My boyfriend was with me in the vehicle at the time of the accident as the supervising adult. The conductor of the other vehicle was found guilty of the accident, not me. My question is will I have an issue obtaining my license or when I do obtain my license will my car insurance be crazy high due to this accident?
If you didn't get a ticket for this it should not affect getting your license. As for insurance, each is a separate business that functions in its own way. No one answer for you there.
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Trains, not automobiles have conductors. You can count on your insurance being expensive because of your age, this is clearly not an at fault accident. You should be checked out thoroughly at a hospital or doctor's office, no matter how good you think that you feel.
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You had nothing to do with causing this accident. You are blameless. It should not affect your insurance rates. Always shop around for insurance, not taking the first offer you receive. Go to an independent insurance broker who deals with many different companies and have them secure the cheapest insurance for the amount of coverage you want. Make sure that you understand what you will be buying and what it will cover. Make sure you purchase uninsured motorist coverage which will protect you in the event you are struck by an uninsured driver. Educate yourself about the insurance coverages available in your state. Make sure your coverage is adequate in the event you negligently strike a number of people or cause a severe injury to an individual.
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