It sounds to me like you have been the victim of what's known as a foreclosure rescue scam. These have been proliferating in Washington state and around the country. My lawfirm, Resolve Legal, does take on these types of cases. Another attorney in town who probably has handled more of them than anyone is Melissa Huelsman. You will most likely have to start a lawsuit againt the mortgage broker to reverse the damage that's been done. You may also consider contacting the Washington State Department of Financial Institutions. I believe they have more information on their website.