I filed a chapter 7 and kept my House, and a rental property& my car.My Lawyer only did a reaffirmation on my my car. My house & rental property is volunter payments was this a good Decions? I'm trying to get a fresh start. And build my credit back. What should I do if the Mort comp not reporting my Payments?I was never late with my Mort comps in 15yrs.It;s was other debt that got out of hand.