Am kinda confused and stuck on the I-864 form which am filling for my spouse... my annual income is $19,500 and with reference to poverty guideline for a household of three is $25,112 but meanwhile i have $6000 in my bank account and also a car for prove of assets.. is this enough to carry on with the filling?? or do i need a friend as a joint sponsor???
Probably not. The car does not count. You can enjoy it for yourself. Uncle Sam does not want it. The $6000 you should divide by 3, which will give you only $2000 extra to supplement the income. $19500 plus $2000 is $21500 which is still under the $25112 needed. You need a joint sponsor.
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See part 7 of the instructions -- http://www.uscis.gov/sites/default/files/files/form/i-864instr.pdf you can only use an automobile as assets if you have a second automobile that's not being used an an asset. It doesn't sound like you can use the car. Also, to use assets, their value must be 3 times the difference. If you are 6,000 short of the 25,112, then you'd actually need 3 x 6,000 (or 18,000 in assets) Therefore, I agree with the other attorney - you should use a joint sponsor.
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You need a joint sponsor to push you over the line. Good luck.
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As my colleagues correctly note, you will need a joint sponsor. You will still need to complete an I-864 affidavit of support for your spouse, and the joint sponsor's income will need to independently meet the $25K guideline amount. The obligations under the affidavit are significant and can continue indefinitely, but hopefully you will be able to find a joint sponsor.
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