I was in a car accident Dec 2011. I have missed alot of work due to my injury and also back surgery that I had Sept. 5 2012. I have already used up all my FMLA, and am now on an extended medical leave which will come to an end on Dec 17 2012. Currently I am on a short term disability and come Dec 5 2012 my long term disability should kick in automatically. NOW my question is.. If I am unable to return to work after the 18th, my HR rep says that I will be taken off of payroll. What does that do to my Long term disability? WIll that stop because I am unable to stand at my job? My position is standing on concrete in all weather. My back is at it's worst when I am on the concrete. I have had surgery, am currently recovering and am worried about how I am going to take care of my bills.