During a trip to a bike dealer to look at helmets, my (not licensed for bikes) wife was encouraged to drive a scooter. We told the dlr she had no exp..but they pressured her (we got caught up in the fun), and encouraged her to do advanced moves and I kept reminding of her lack of exp...she drove 3...dropping the 3rd, at a stop, a brand new scooter...light scratches. We had two options and felt we weren't allowed to leave until we decided...buy the bike or go the 'insurance route, paying for damages and the diff in value btwn new and used.' We felt we had no options, and bought the bike. Dlr changed our income on credit app by increasing my pay 20k / yr. We signed a waiver before 3rd scooter, they have no copy of it. They won't give me a copy of credit app. Anything I can do? Thx!