My employee (who is licensed) had possession of my company's vehicle. The employee allowed a fellow employee who is unlicensed to drive the vehicle and in the process that unlicensed employee was hit by a drunk driver. There were no injuries, but my car was totaled. The drunk driver's carrier is questioning liability (really!?) My question is, will the fact that my vehicle was operated by an unlicensed driver negate the drunk driver's liability? The police report is not in yet, but supposedly it will confirm that the drunk driver did in fact run a red light as the driver was arrested on the spot for DUI. Our "driver" was also cited for not having a valid license.
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