Is the list below valid items to request from collection agancy trying to collect a debt from a consumer? What if they only provide one document (photocopies of signed contract)? Is this enough to prove debt or are all the documents required before debt is fully verified? Thank you.
•The SIGNED agreement which authorizes the creditor to collect debt on the alleged debt.
•The SIGNED agreement from the debtor confirming to pay the creditor.
•Documents regarding ANY payments made on this account validating the debt and that I truly am responsible. If no payments made, provide documents indicating this.
•PROPER validation that this debt is truly mine and that drs/BONDED is the assignee and has a license to collect this in my state of residence; Wisconsin.