Loaned 100k to a private party with a deadline to repay in one year. Borrower defaulted and only payed 69k. Letter of Default sent by my lawyer. How do I proceed through the Superior Court in California? My legal plan does not cover the cost of procecution. Can this individual be sent to jail ? Has a history of doing this to two other individual with a total of 330k taken from 3 homes. Assets and collateral put up were not viable options, did not disclose that the collateral equity had already been tapped and it was worthless.