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I am considering filing bankruptcy to wipe away all of my existing debt and starting over. I have a very large $50,000 private student loan that is pending wage garnishment and judgement. I am wondering, I know the law was changed in 2005 to not allow student loans to be discharged through bankruptcy, but with this significant amount being garnished, I will be making payments for 20 years and hardly not have a paycheck at all if they take my checking account balances. I only make $25,000 a year and am going back to school currently to be a teacher. Is there a possibility to wipe this huge private loan through Chase bank off of my debt for good???
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