Filed chapter 7 bankruptcy and a creditor that was listed on the schedules continued to update my credit report for a few months post-petition with "Charged-Off" and an amount. Once the discharge was issued the updated the balance owed as $0.00 but continued to update my credit report stating the debt was "Charged-Off" and the amount in notes. I disputed it but they refused and AGAIN update my credit report with "Charged-Off" followed by the amount in the notes, then notated "Sold to another lender." The month matrix was also updated for every month from now until the date of petition filed (Over 10 months ago) as "CO" stating the debt was "Charged-Off"
I was going to file a Motion for Contempt but they posted the balance as $0.00 but in the notes stated it was Charged-Off every monthExample: (Petition Filed 09/2011, Discharged 12/2011) Status: Closed. $714 written off. Date of Status: 06/2012 Last Reported: 06/2012 Account History: Charge Off as of Jun 2012, Jan 2012, Oct 2011, Mar 2011 to Sep 2011 Recent Balance: $0 Recent Payment: $0