A couple years ago I received a phone call offering a free trial to a magazine service. Then I started to pay for their services. Long story short, I noticed I was getting charged tons of money out of my checking account from 3 or 4 different services. When I called the numbers listed on my statement I was told I could not cancel because they had a tape recorded verbal agreement from me agreeing to renew for several more years. They would not play the tape for me. I told these companies on several occasions to stop sending magazines, calling my home and work, and taking money from my account. They kept doing it saying I was locked into an agreement, so a few months ago I cancelled my account so they could no longer withdrawal money. I then started geting several phone calls demanding that I pay the past due amounts. I told my story several times and they would not listen, saying they had this so called tape recording. Monday I received a notice in the mail from Credit & Collection Solutions Inc. from Great Falls, Mt. They say they have been contracted to collect a debt in the amount of $737.25 from a compnay in Shawnee, KS called Publishers Renewal Service. The letter says they will take all legal action and send it to litigations, it says I have 30 days to respond. Then they called me at my work yesterday demanding payment and they said if I dont call them with payment information in 24 hours they are turning it over to litigations. After searching for hours online, I cant even find information that this company even exists. Infact the notice they sent even has typos. But I did find several situations like mine. When I search for these companies that have been charging me, Magazine Services of America, Readers Source, Publishers Renewal Service, and this Credit & Collection Solutions Inc. the only things I find are other people with the same exact stories on Rip-Off report.com and other complaint boards. Can they really take me to court over a so called phone call? I know I never agreed to anything like they are saying, and one company says I agreed to open 2 different accounts with them, one of them has my name totally spelled wrong, I never agreed to any of this. What do I do? I cant afford to pay them this money, who in thier right mind would pay that much for magazines I never ordered?