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I was driving alone and had a car accident with another person, the fault was with him. After negotiating several times, the person's insurance company kept offering amounts way less than my med expense. I am considering hiring an attorney to sue the insurance company, what would the policy limit be? (it seems that I could not ask for more than per person if it was not litigated?) For example, if the per person limit is $5, per occurrence limit is $10, could I ask up to $10 if I litigate with the company? Thank you in advance!
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