I will just list the facts:
- in a car collision where I was not at fault
- bruising, concussion
- it took 2 months to diagnosis my foot was broken
- surgery tat left 2 small scars
- 1y after surgery i had to get Cortisone shot for pain
- no Residual loss of function/disability
- unknown future treatment (possible additional Cortisone shots)
- total medical bills: $21,088.48
- State Farm is the insurance company paying
- i turned in all my paperwork and they said they just needed a few documents from some medical facilities
- i didnt hear from the adjuster for 5 months and only when i had to add to my claim paperwork due to the Cortisone shot costs
- they made an offer only after i sent in a complaint
- they offered $22,000 for pain and suffering
is this a fair amount?
ThanksThe $22,000 is for pain and suffering only. I was offered a total of $53,500 (pain and suffering [22k], lost income [10.5k] and medical bills [21k]).
Perhaps, but perhaps not. I would need to know more. based on the post you made, I would try for a total of at least 65K to 75K.
When does your statute expire? Remember, you have only 2 years to file a complaint. Is there a complaint filed?
Get a lawyer ASAP!
Stephen L. Hoffman
Law Office of Stephen L. Hoffman LLC
Email: [email protected]
This answer posted on Avvo is for informational and educational purposes only. There is no attorney-client relationship created or formed and you should not rely on this as legal advice. The suggestion is made that if you wish to protect your rights, you consult with an attorney immediately.
A personal injury lawyer usually gets a settlement for at least 3 times the medical bills at the bare minimum.
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This is absolutely NOT a fair amount, based on my reading of the facts and assumption that $22,000 represents their TOTAL offer to you, rather than $22,000 IN ADDITION TO full compensation of your medical bills. Insurance companies ALWAYS offer unfairly-low offers when they know they're dealing with a victim who's not represented by an attorney. Keep in mind, though, when you consult with an attorney - be it at my firm or another - that an attorney should only be entitled to a percentage of any amount OVER AND ABOVE the current settlement offer from the insurance company. Good luck.
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You are being taken to the cleaners!
Get yourself a lawyer and hope that you have not messed up your case by doing it alone...
Get a lawyer Now!!!
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Good questions. And the other attorneys have provided good answers.
I will add one thing... And I do not mean to sound rude... But, the fact you are asking whether a settlement offer is reasonable shows your inexperience in these matters. Personal injury attorneys are professionals and they work to protect the rights of accident victims. So, it's up to you, but I suggest you consult with a personal injury attorney to learn the full scope of your rights.
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Consult an experienced personal injury attorney because more information would be helpful. Particularly, it is unclear whether the 22k is the total offer, or if they are offering that above reimbursement for the medical bills. Either way, you could get more, but if that's the total offer, it's patently unfair. www.galivanlaw.net
Get an attorney right away. Your statute of limitations on this is 2 years from the date of injury to file a lawsuit. If you go past that time, your claim is forever barred.
And no....that is not a fair amount.
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