When you hire a lawyer for a no-fault accident where the other side has accepted liability to me as well as to their own insurance, but the other insurance put the case under investigation without saying why. Im guessing because they thought that the no-fault accident wasn't as big to accrue medical bills, but this is my guess and I was hurt in the accident for which i started seeing a doc. I worked as a PI paralegal for a very short period of time a while ago and I remember that everytime we had a new client, i ould get their as well as the opposing party's insurance info by just calling but my paralegal of the case has been saying the whole year that they dont know the liability amounts of the other insurance as the other side isn't disclosing it. I just dont remember from my own work not knowing as we called everytime and anyone at the company would siclose the liability limits. Im sensing my own paralegal of the case isn't disclosing this info to me, am I correct? Should I suspect something physhy with my own case/paralegal/attorney?
The insurance companies don’t release limits without the insured’s permission. If they person doesn’t allow it, they won’t tell you. It happens a lot where they refuse to tell us the limits until the actual lawsuit is filed. Nothing suspicious or unusual
If you don’t trust your attorney consider going elsewhere. You should not just be dealing with a paralegal especially for legal questions.
No, the other side is under no obligation to tell you the insurance limits. They can refuse and force you to sue.
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There is no such thing as "no fault" in California.
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Your lack of understanding is what is giving you problems. There is not no fault insurance in California. In an accident case, there are two issues--liability and damages. Sounds like they are contesting damages based on their analysis that this is a low impact (otherwise known as a MIST) case.
Without their insured's consent, the insurance company is prohibited from providing policy limits. There are independent companies that seek out the information, but the information they provide is not always accurate. The only way to force disclosure is to sue and propound form and special interrogatories and request for production of documents.
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