The reality is your friend is playing with fire and will likely get burned if he/she doesn't at least consult with an attorney. How do you know the defendant has little or no insurance? How do you know the person wasn't in the "course and scope" of their employment at that time? Mow will they verify there are no other policies that may apply? A good respected lawyer will be able to answer those questions. A person UM/UIM applies even if they are a pedestrian so long as the defendant has no insurance or a policy less than that of your friends. If it is a serious injury case you wouldn't attempt to perform surgery on yourself to save a couple bucks, so don't attempt to settle or litigate the case without a professional. At least speak with someone who is well respected. It's free for a consult and then you can make an informed decision.Ask a similar question
Yes, the uninsured/underinsured motorist coverage should apply. However, your friend should consult with a personal injury attorney in order to discuss the issue in greater detail.
This answer to this questions is for general purposes only and does not establish an attorney-client relationship. You should contact an attorney right away to further examine the issues in your case.Ask a similar question
Given the circumstances you describe your friend would be foolish to not consult with an attorney. I'm sure you will get the same response from the many personal injury attorneys who will respond to your post. Good luck to you and your friend...
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Generally, yes the UM/UIM policy will provide coverage for their insured even when struck as a pedestrian. It is not even a question as to whether a personal injury attorney should be consulted. It would be foolish not to. Especially in light of the significant damages described in your post.Ask a similar question
Uninsured/underinsured motorist will cover even if one is a pedestrian. Friend should consult with a lawyer asap.Ask a similar question
I agree with my colleagues. I would also like to add that most personal injury attorneys offer a free consultation. Your friend should immediately consult with a personal injury attorney. Waiting and unnecessary delays could hurt your friend's case.
This communication does not create an attorney-client relationship. This means that I am not your lawyer and I will not appear in court simply by posting on this site. If you would like me to represent you, you must call my office, sign a written fee agreement and pay a legal fee, assuming I do not have a conflict of interest and you are in Southern California. If I respond to your question and you have follow up questions by posting on this site, I may or may not reply. This information should not be construed as legal advice. I am offering my opinion. Each person's case is unique, and that's why you should contact a lawyer over the phone for a consultation for your situation. That's why you should not rely on any response that an attorney posts on this site. I am licensed in California. I am not licensed in another state or country. I do not practice law outside of California.Ask a similar question
I have represented people in this type of case often and have always been successful. Call me or another Avvo PI attorney.
My name is Stephen R. Cohen and have practiced since 1974. I practice in Los Angeles and Orange County, CA. These answers do not create an attorney client relationship. My answers may offend I believe in telling the truth, I use common sense as well as the law. Other state's laws may differ.. There are a lot of really good attorneys on this site, I will do limited appearances which are preparation of court documents it is , less expensive. However generally I believe an attorney is better than none.Ask a similar question
Although your friend was not driving, he can utilize his own uninsured/underinsured motorist coverage since the other driver was operating a vehicle.Ask a similar question
Yes, there should be coverage, but your friend needs a lawyer. Many firms offer free consultations. All the best.
Chris GansenAsk a similar question
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