The question is this. Driver hits pedestrian and has either no insurance or a very small $15k insurance policy. Meanwhile, the pedestrian suffers a $100k injury (for example), will the pedestrian be able to recover from his own uninsured motorist coverage despite the fact that he was on vacation and not driving his car? I know an attorney will be the best bet, but I am trying to gather some info for a friend...to help him decide what action to take or if it is worth hiring a lawyer
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