what legal actions can I take if a creditor is overcharging on interest I have already talked to them and they say the interest is correct. I have a judgment against me for total $5596. and in not quite 22 months the interest is $1661 and I paid them $400 in march 2012..The most interest I calculated is $1498 and that is for 24 months. How should I approach it they are not easy to deal with I am trying to get back on my feet and pay it off but the interest is adding up so quickly are there any legal actions I can take
The judgment order sets interest rate, maxed at 13%. If you have definite proof creditor wrong file motion and order to show cause and make them show up to court and explain why they are disobeying judges order.