Bankruptcy is an option. While you look for a new job, I would allocate any income in the following order: utilities, car payments, mortgage payments, and then unsecured debt. If you have $80-90k in equity in your home, you may want to consider selling so you'll have some cash to get by until you can secure employment. I need more info to give you a proper opinion about filing for bankruptcy.Ask a similar question
I agree with the previous answer that more information is needed to be able to properly advise you. I highly recommend you make an appointment to discuss the particular facts of your situation with a local bankruptcy attorney - many offer free consultations. Best of luck!
Beth A. Blackmore
Blackmore Law Office, LLC