Orthopedic Dr diagnosed Left Chest Wall Contusion & Costochondritis (permanent disabled occupation (Class A Truck Driver).. psychiatric doctor diagnosed PTSD and Panic Disorder
the CVC (combined values chart reduction method) is used out of habit mostly to reduce the combined disability. recent cases indicate the doctor is the one to decide if multiple disabilities should be added or the CVC reduction method should be used. this is just one area that points out the very complex nature of work comp. you should never be without an attorney to represent your interests and rights as every insurance company has an attorney behind the scenes as needed to help defend their interests which are opposed to yours. an personal consultation with a work comp attorney should be obtained as soon as possible.
Yes, the two disabilities are added if both impairments are caused by a single injury. However, you do not add 5% and 18% to get 23. Workers compensation impairment is "combined" using a special chart. I would highly recommend you seek counsel in your area to review all the medical records and see that everything was done properly, in order to make sure you are not be short changed. Consultations for workers compensation cases are free.
This is a difficult question (even though it doesn't seem like it) and I think both of my colleagues got it partly right but not completely.
The ratings given to you by the doctors have to be rated out by using a permanent disability formula. Those numbers will likely change after the formula. The final numbers are not added as such, they are combined which will have a compressive effect.
Figuring this out by yourself is something you probably cannot do. Even we three lawyers have different opinions as to the proper answer to your question. I recommend using the "Find a Lawyer" tab at the top of this page to find a top rated WC lawyer in the South Bay. All WC lawyers give FREE consults.
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