ok my pip has exhausted.i had 3 injection and they did not work. i need back surgery i was told by the lawyer helper that i should not have surgery done until after the case is settle. because my Uninsured Motorists is only 25000/50000 so how does the settlement work. it was a three car accident but the drunk driver hit the lady behind me that hit me then drove off and hit another person. the drunk driver was going about 50 mph when she hit the lady behind me . i like to know what i should do.