My car was totaled by a drunk driver two days ago with no valid license and possibly no insurance. We have uninsured motorist, but the car was older with only liability so we would be out a car. He was not the owner and they're both from texas. He's in jail, but they do not believe they can hold him because my injuries aren't severe enough. I was taken to the hospital with minor injuries, but am in a lot of pain and not sure what else might appear. I am home from work today and tomorrow, resulting in lost wages. My insurance is working on the claim, but I was wondering if I should be entitled to pain suffering, loss of wages, rental car expenses, towing charges, etc. and what my options are for collecting them. Can it be part of the insurance adjustment, or must I take it to court?
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