The fine can range from $200 to $1,000 and up to 12 months in jail for driving with no insurance. If you really did have insurance on the day you got the ticket, bring proof to court and if it is verified, your ticket may be amended to "no proof of insurance" and a $25 fine. Big difference. If you have never been convicted of this before, a nolo plea can "save" your license. If you've been convicted of no insurance in the past 5 years or you plead guilty, your license will be suspended. I know insurance is expensive. You have to insure your car to drive legally. Paying for insurance beats sitting in jail.