What could/should a homeowner do if they just found out that their home has no building permits. The only permits that come up are for a Agricultural building and the plumbing and electrical for an agricultural building. There is in fact no agricultural building on the property AND they also just found out that the septic tank is under the master bedroom. Who can be held responsible if this was never disclosed during the sale? What steps should they take? The house is in Ramona, CANot sure who they bought the house from (if it was the builder or not?). What the current owner is wondering is, if the house itself has no building permits, how were they even able to qualify for the loan? Obviously w/ the septic being under the house, that right there is a clear violation. Another question is, was the seller required to disclose any of this to the buyer? The current owner would have never bought the house if this was known! Im guessing whoever built this, owned the land got the agricultural building permit and then constructed the house (again no ag building was ever constructed). And Im assuming since the entire house is a building permit violation the only remedy would be to try and get the correct permits or demo, can the current buyer go after the seller? the sellers agent? who?