You should contact a personal injury attorney to help you with the process. Your insurance will hire you a lawyer if you are sued by other driver or your passenger.
The first response is coorect. You need a personal injury attorney to best protect your rights in this matter. If a claim is made against you, your insurance has a duty to defend and indemnify you up to your policy limits. Be sure to cooperate with your insurer.
Please know that this answer is being provided to you in response to the limited information contained in your submission and should be considered for informational and/or educational purposes only. This response does not establish any attorney client privilege or relationship between you and me, as a responding attorney, and my post certainly does not attempt to counsel you on any of the pertinent legal facts and/or implications concerning your issue. To fully investigate and determine your legal rights, should you so choose, I recommend that you promptly consult with an attorney of your choosing as time may be of the essence.
Retain an experienced personal injury attorney in TX ASAP. You may have already done things to jeopardize your case.
Nothing in this communication should be construed as creating an attorney client relationship. This is for informational purposes only. Attorney will take no action on your behalf unless and until a written retainer agreement is signed. There are strict time deadlines on filing claims and, as such, you are advised to consult with and retain an attorney immediately to file such claims timely or you will lose any right to recovery.
You do need an attorney. In the meantime, you must cooperate with your own insurance company. Do not give any statement to the other party's insurance company, though. You should only communicate with your insurance until you get an attorney.
This is not legal advice. You should always discuss the specifics of your issue in person with an attorney. Be aware that there are time limits on all claims that depend on the kind of claim, so do not delay in seeking an attorney.
You should follow up with the doctor to see what you can do to heal fully and quickly. Not all of these claims do better with lawyers. If you heal quickly and the insurance company accepts full responsibility, then with a little advice you may be able to resolve the claim on your own. But take care of your self medically first and foremost.
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