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I just refinanced my condo under the H.A.R.P. My mortgage is 133k, my condo is worth 95k max. The building in which my condo is in, is falling apart with an estimated cost of $2million+ for repairs. There are doubts that we as an association will be able to raise that kind of money. There are 4-5 units that are in foreclosure with more to possibly follow. With cost going up I am afraid that I will be forced to foreclose. What will happen to me?