I had a car accident a few days ago causing all airbags to deploy. Luckily I had no apparent injuries except for a ringing in my ear (caused by the airbag sound) which has not gotten any better since then. I live in NY and have no-fault coverage on my auto policy. Since the day of the accident I have not been able to find any specialist in my area to look at my ear as no one would accept such coverage.
I see little point to go to urgent care or GP as they are highly likely to misdiagnose me and most likely refer me see an ENT specialist anyway.
If I understand this system correctly, my regular medical insurance would not cover such a visit to a specialist because the medical condition was caused by an accident.
I am not really sure this is the right forum for this but I seem to be stuck at this point. I would greatly appreciate any recommendation.
Why not start by asking your insurance carrier?
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