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I received a letter from the National Arbitration Forum stating that they have entered an award against me on behalf of a creditor. Problem is, we have never arbitrated the issue. There was never a date, time, nor place to meet in order to arbitrate.
Can they do this?? I guess their next step is to take me to court in order to enforce the award.
What happens if they cannot get the award? I do not have the money to give to them.