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I was a passenger in a car that was rear-ended in North Carolina. I am from New Jersey, the driver of car I was in is from Florida and driver that hit us is from North Carolina. The driver that hit us is underinsured. I was told I could not collect under my car ins. for underinsured motorist and that I could not collect from driver of vehicle I was a passenger in because they were not at fault. I was hospitalized and have severe back injuries???
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