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When I called the finance company in May I provided my employment information and worked out a payment amount. I began to make payments of $200.00 immediately and I have not missed one since. I receive a letter from my place of employment today, 7 months later, informing me that 25% of my wages are to be garnished until the amount of $10780.97 has been paid. Much more than the $6009.00 of the judgement I also had no clue about. It seems that my payments have not been applied. I am a single parent in a one bedroom apt. I will not be able to afford my rent unless I am able to stop this. I have proof of my payments with the bank. Is it possible for the garnishment to be reversed since I have been making payments? Is it possible to freeze this garnishment if I have to go to court?