Most importantly, I hope your son is ok. The last part of your post is the most important. Not the insurance part, but speaking with an attorney. A local and experienced attorney is in the best position to counsel you.
It is up to the police whether to issue traffic citations. Always report an accident. Get your son to the proper medical specialist. Good luck.
It is up to the police whether or not the want to cite her for hit and run. If the woman was negligent, contact a local personal injury lawyer to discuss.
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From the facts you described, it doesn't really sound like a hit and run. However, it is up to law enforcement whether to pursue that case. If your child has not had medical treatment, I suggest you take him to your family doctor at a minimum.
You may want to contact the officer and find out if he thinks the lady had insurance. You could also contact her directly to see if she will give you her insurance info.
The answer provided is for general informational purposes only. You are strongly advised to contact an attorney in your jurisdiction to get their best advice. No attorney-client relationship has been formed and you should contact your own attorney as soon as possible to avoid delay.
You should contact an attorney to discuss the possibility of filing a complaint with the police regarding the potential criminal aspect of this accident. Also, if your son was hurt, you may wish to pursue a civil lawsuit. Good luck.
DISCLAIMER: Please be advised that this post is not intended to constitute legal advice and is for informational purposes only. This posting in on way creates an attorney client relationship. You should contact an attorney to protect your interests.
I think you need to re-contact the officer who took the report and make certain he why he did not feel it necessary to find out whether the driver had insurance or left the scene of the accident. If it sounds fishy, contact his supervisor. You need the insurance no matter what to pay for your son's medical care.
Jonathan S. Willett