I have medical bills from years ago, I didn't have any Health insurance, Now i have hospital bill, that i have to pay. I know that I have to pay this, but they have now started Grarnishing my paychecks. They were going to Garnish my bank account, but my account is overdrawn, because I dont have money to put in my account. I really dont make that much, after rent, bills, taxes, and now this garnishment. i need advice on how to lower my garnishment amount,or If there was away that I couls pay every month insted of every two weeks?