You definitely need to contact local litigation counsel. Bring any evidence you have that the bank accounts did exist at some point. The allegation that your mother committed bank fraud is extremely serious and a federal as well as local offense.
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If the confidentiality of your account was breached by your mother, you should complain to the Branch Manager and to your mother's supervisor, and on up the chain. If your accounts were closed and your assets have now been taken, file a police report to report the theft, get an attorney to represent you and file suit against the bank. Information does not simply "disappear" and there will likely be electronic records of everything that happened with the account, from opening, to snooping, to closing, etc. A lawsuit can get you this information, and will certainly get the attention of the bank. You should consult with a litigation lawyer in your jurisdiction to pursue your rights.
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I am so sorry that you are going through this with your mother. But you must take it very seriously. I would suggest filing a police report and followig up with the District Attorney's office to make sure they prosecute. As far as action in civil court, retain a lawyer asap. Much needs to be done immediately so please do retain a competent attorney asap. If you have further questions, feel free to call at three one zero 4 7 7 - 0 4 0 4.
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