My mother just died and only had a $2,000 life policy with no will. I will become the personal rep because there is just my
Greenfield, IN |
brother and I and he is mentally challenged. When funeral home contacted insurance co. re payment to them for expenses they were told neither of us was listed as a beneficiary. How do I find out who is?
You might try calling the insurance company and asking who is named as the beneficiary, or send them a formal letter with a copy of the death certificate. They may, or may not, tell you, but there is no harm in trying.
Once you have been named by the court as the personal representative, you can write a demand letter to the insurance company to obtain the information as to who is the beneficiary. From there you will then have more information to take the next step. Also request them to see if she had any other policies. You also need to check her papers and records, check register, tax returns to see if she had other assets or insurance polices. Retain an estates lawyer to assist you if possible.
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