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3 conditions were met. Have a registered RE agent, sell by certain date & sale price being accepted by my mortgage co. Mortgage Co. told me to obtain a FORGIVENESS FORM from IRS to eliminate the tax on $35,000.00. At closing, a credit card lien had to be paid of $5000.00 leaving me $30,000.00 which I received. If this is true, what is the form I need and how do I obtain it?