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Being disabled, I can only afford to pay $25/mo. At this rate, they said it will take me 10 years to pay off the $2400 debt I owe the hospital. I didn't know it was legal to charge interest on a medical bill in Texas. When my son had cancer and we lost ins., we had to pay monthly and no interest was ever charged. Is this a new law? (the only difference is the hospital never sent me to collections when it was my son, this hospital I was in recently sent me to collections because they said they couldn't have this debt on their books longer than six months even though I was paying monthly)