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I was getting in the passenger side of my car when I lost my balance and fell backwards off of the car. My husband had the car running, and geared in reverse. When he saw me fall, he freaked out and took his foot off the brake, causing the front wheel of the car to crush my leg. I was taken to the emergency room, where it was determined that I have a broken tibia and ankle. I am going to need surgery. Do I still need to report this to our insurace? How about a police report? when EMS arrived, they arrived alone, no Police. How can I go about getting the correct help to pay for this, without it having it cost me my arm and my leg?
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