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There was no estate set up. The only assets I have are about $30,000.00 from a 403B account, two small death benefits from his two pensions, and I'll be collecting about $1,000.00 per month total from his two pensions. Am I responsible to pay the credit card debt that was in his name alone? Am I responsible to pay credit card debt on which I was not joint but only an authorized card holder? If I do not pay, will it adversely effect my credit score or can the credit card companies take the pensions I'll be getting as surviving spouse, attach my wages, or any other asset such as if I buy a home in the future?
I've been given conflicting info - please help.