the bills worth $52,000 and my work is only a caregiver so i dont have money to pay that amount, and my husband company didnt sent us a packet for health insurance even he is done in probation, its been 6months he's working and still we dont receive any packet for insurance so my husband endure the symptoms he felt and just patiently waiting so we can spend less coz we dont have any money to go see the doctor, but its been 6 months we dont receive any packet in his work and my husband died due to massive stroke due to severe hypertenson which he's enduring all the time he just rest and wait for the packet to arrived so he can go see a doctor, can i go talked to the company to pay all the bills in the hospital because if they sent the packet my husband will not be died right now .. can i?my husband have Union in his work.. and i tried to call them but no response at all, i dont know where to start, i dont have any benefit from ss just only one time benefit worth 255$ and thats it! coz we dont have child weve just recently married last may 02, 2012, He has no last will or whatsoever! how can i resolve this matter?? im living in San leandro California. Can u please help me give me advise what is the best thing i could do??
I am sorry to hear of your loss.
It is not unusual for a creditor hospital, to send bills to the survivor, but it is unlikely you must pay, if you did not agree to do so, when the services were rendered.
You may wish to seek insurance coverage from his union, to see if he was entitled to benefits, and contact the union representative, and talk to the company about his coverage.
If there was no coverage, then it is not likely you would have to pay for the hospital bills.
If there was no estate to inherit, it is not likely a probate estate would be needed, and without a will, it would likely be a cumbersome, and unnecessary, process anyway.
Probably the most important thing for you to do, right away, is to seek assistance from an attorney who can represent you, to review the all facts in this situation.
And before signing any insurance or other settlement papers, or any kind of document, if offered to you by anyone, you would benefit from first conferring with an attorney experienced in personal injury law.
General legal advice is offered for educational purposes only. A consultation with a qualified attorney is required to determine specific legal advice as to your situation and applicable law. We are a debt relief agency and we help people file for relief under the bankruptcy laws.
I am sorry for all of the pain and misery and frustration that you have endured as well as for your loss.
Even if you were to be found legally responsible for the bills, the hospital cannot collect anything unless you have assets that are not exempt from execution or garnishment. If you need all of your earnings for "necessities of life", and if they attempt to garnish, you file a Claim of Exemption. Most household items are also exempt from execution. There is a long list in the Code of Civil Procedure.
As to whether you can be found liable for the bills depends, in part, on whether and what you signed when your husband was admitted to, and treated by, the hospital. As far as giving an opinion as to whether there is, or should have been, insurance coverage, it would require more detailed review of the facts and relevant documents.
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