Why is it going to auction? Have you missed payments? If so, putting the loan in your name will be difficult and probably futile. See a probate attorney in your area.
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I assume it is under foreclosure if it is going to auction.
Is so-if you can not catch up the payments-it does not make sense
to get the loan in your name.
The answer given does not imply that an attorney-client relationship has been established and your best course of action is to have legal representation in this matter.
You need to do a probate proceeding, and you need to get started now. If your house is going to be foreclosed on next month, you've already waited way too long. While it is possible to do this without a lawyer, that is not a very good idea.
You need an attorney who practices in probate. Depending on the situation with the foreclosure you may not want to get title.
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It is likely much too late with a sale next month to probate his estate and assume the loan. This should have been started months or years ago. This is even assuming you have sufficient credit and income to qualify to assume the loan; which it does not sound like you do.
Currently you have zero liability to the bank, so assuming the loan would put you in an even worse financial situation that you are already in.
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