He never even talked to me about it or mentioned it to me. Just got a letter in the mail stating the beneficiary changes had taken effect and would be noted. If anything happens to him now all the insurance money goes to her and I would have to ask her for money to pay the bills or pay the house note, etc. It is legal for him to do this? Take me off and put her on without my permission or knowledge?
Unless you have some sort of special agreement with him, no.
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Yes, unless a divorce has been filed, or you have some other agreement with him. I suggest you contact a matrimonial attorney immediately.
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Perfectly legal unless you had some pre existing contract. Be prepared this could be the beginning of a divorce procedure
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He can name anyone as beneficiary of a life insurance policy. He can name the local animal shelter as beneficiary if he likes. That designation is just for a life insurance policy, not his estate. The life insurance policy proceeds pass outside the estate to the designated beneficiary. However, you cannot write a spouse out of a WILL (not a life insurance policy) in Mississippi without his/her consent.
I am only licensed in Mississippi. By answering this question, we have not entered into an attorney-client relationship nor am I your lawyer. The advice I give in this forum is general in nature and you should consult with an attorney privately before relying on any advice provided in this forum.
It is legal, unless his policy is an SGLI policy or there is a contract restricting him from changing the beneficiary.
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