House was foreclosed in 2011 during loan modification process on two loans 1st and 2nd. Second loan was approved for trial modifications and started paying, while the 1st is still in process. Bank sends trustee date while in process. Bank offers short sale option, they approved short sale. House was placed in the market, got offers, appraised and ready to closed in 7 days. The auction date was not extended to close the deal and it gone into foreclosure while in the middle of closing the transaction. Do I need a lawyer and what if I can't afford a lawyer?