The court date for the car repossession is next month. My house has been in foreclosure for about 3 months. I wanted to wait until the last possible moment to file bankruptcy, but the car repo is the wild card because my understanding is that the bank can dip into my bank account. I'm barely scraping by as it is due to child support. Should I file chapter 7 now? And if I do, how much time will I have in my home, best and worst case scenarios?? Thanks so much.