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He has been putting a little of $56k per year into mine since I was 18, in 1996. I gain full access to it when I turn 35, which is less than a month away. Has it accrued interest, and how much should I expect to have in there now? How am I contacted about my access to it and what steps do I take from there? He has been pretty secretive about it, but we all know we have them. Do I owe any kind of taxes or fees regarding it once I have access to it? Thanks